As parents ourselves, the Wocl Leydon family understands that as your teen begins to drive you naturally have concerns about their safety. The facts are staggering. Vehicular fatalities are the leading cause of death for U.S. teens. Teens remain 3 times more likely to crash than adults. To help you prepare for this important time in your child’s life, here are 10 tips covering many aspects of teenage driving.
Consider a safe-driving class –
The more practice young drivers have behind the wheel, the better. Taking a safe-driving class can teach them techniques that can improve their knowledge and experience levels.
Getting the safest car –
Whether new car or a used model, look for front and side air bags, antilock brakes, head restraints, and electronic stability control. And check the Insurance Institute for Highway Safety’s (IIHS) Top Safety Picks for the crash test rating.
Create a “graduated licensing program” –
Consider implementing your own set of rules –
Limit driving between 9PM & midnight. Most fatal crashes for young drivers occur between 9PM & midnight.
Limit the number of passengers. Studies have shown that passengers actually increase the risk of accidents.
Ride-along: A license doesn’t mean he/she has all of the necessary experience to handle difficult driving situations.
Have a one on one conversation.
Let them know your expectations for good driving. Set a driving contract detailing your rules regarding passengers, alcohol use, texting while driving and speeding.
Lead by example.
Set a good example. Drive safely, buckle up and avoid distractions while you drive.
We all must make it our responsibility to teach our teenagers how to be safe, respectful and responsible drivers. Their lives may depend on it.
Discuss the costs of driving
Will your teenager help to pay for gas, monthly insurance premiums, oil changes, etc.? If so, chances are he/she will take driving more seriously and be safer on the road.
Set a NO TOLERANCE drinking policy
Be direct and up-front about your expectations regarding drinking and driving. Establish a NO TOLERANCE drinking and driving policy and stick to it.
Require a squeaky-clean driving record
Every infraction tarnishes your record and raises your insurance premiums. So, if your teenager is on your policy, make sure they also follow safe-driving practices. Speeding is the most common driving violation amongst teens. Make sure yours always follows the posted speed limit.
Encourage good grades
Not only can good grades help your teenager as they move through school and into their next stage of life, with some insurance companies it can actually help lower their rates.
Check out possible insurance options
Whether you’re looking to add a young driver to your policy or buy a separate policy for your teen, shop around. Compare car insurance quotes from multiple companies to see which one offers the right policy at the right price.